Tax preparation & planning

Tax, made visual.

Clear, current infographics on the tax topics that matter — verified against the IRS, free to read, and free to download.

Home Office Deduction
Business TY 2026

Home Office Deduction

If you make money as a creator — YouTube, podcast, streaming, freelance — the room you film, edit, and run the business from can be a write-off. But only if you're self-employed (W-2 employees no longer qualify), and the space is used regularly AND exclusively for the business. Then pick your method: the simplified $5/sq-ft flat rate (max $1,500) or the regular actual-expense method — a percentage of your real home costs that, especially for renters, usually wins by thousands. Mind the mixed-use, day-job, and depreciation-recapture traps.

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Home Sale Exclusion
Tax Planning TY 2026

Home Sale Exclusion

Sell your main home and up to $250,000 of gain (single) or $500,000 (married) is completely federal-tax-free under IRC §121 — but the cap has been frozen since 1997 while home prices soared. Pass the 2-of-5-year ownership and use tests, then plan like a pro: raise your basis with every improvement receipt, know that only the gain over the cap is taxed, and dodge the rental, depreciation, and 1099-S traps.

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Income-Tax Tornado
Tax Planning TY 2026

Income-Tax Tornado

As your income climbs, it doesn't just push you into a higher bracket — it feeds a tornado that drags in surtaxes, phaseouts, cliffs, and surcharges. The nastiest part: the biggest thresholds (NIIT, Additional Medicare, Social Security taxation) aren't inflation-indexed, so the storm quietly pulls in more people every year. An ordered ladder of 25+ income-triggered detriments for 2026 — and how to shrink the storm.

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QCD (IRA Giving)
Charitable Giving TY 2026

QCD (IRA Giving)

If you're 70½+, a Qualified Charitable Distribution sends money straight from your IRA to charity — and it's an exclusion, not a deduction, so it never touches your income. That quietly lowers your AGI (less Social Security taxed, lower IRMAA, dodges the NIIT), counts toward your RMD, and works even if you take the standard deduction. Up to $111,000 per person in 2026.

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Small-Biz Tax Moves
Business TY 2026

Small-Biz Tax Moves

You don't need loopholes — you need 10 legit, IRS-blessed moves: elect S-corp status, claim the now-permanent 20% QBI deduction, expense equipment with §179 + 100% bonus depreciation, fund a Solo 401(k), put your kids on payroll, and more. Small moves, big savings — if you keep the records to back them up.

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0% Capital Gains
Investing TY 2026

0% Capital Gains

Long-term gains and qualified dividends can be taxed at 0% federal — and by stacking deductions under the ceiling, a couple both 65+ can realize about $146,400 in gains and owe zero tax. The catch: every dollar of ordinary income fills that 0% room first.

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Trump Accounts
Family & Savings TY 2026

Trump Accounts

A new tax-advantaged account for kids — plus a free $1,000 from the government for children born 2025–2028. But it isn't automatic: you have to claim it on IRS Form 4547.

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SALT Deduction
Deductions TY 2026

SALT Deduction

The SALT cap quadrupled — from $10,000 to $40,000+ for 2025–2029 — so many high-tax-state homeowners should itemize again. But it phases down for high earners and reverts in 2030.

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Standard Deduction
Deductions TY 2026

Standard Deduction

The standard deduction shields income tax-free every year — and it resets January 1. Most people just read the number. Thinking like a planner — bunching deductions, and using low-income years to harvest gains at 0% or convert to Roth — is where the real money is won.

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Estimated Quarterly Taxes
Self-Employed TY 2026

Estimated Quarterly Taxes

Earn income with no tax withheld? The IRS wants it four times a year. Hit the safe harbor and you're penalty-proof — even if you still owe more at filing.

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Backdoor Roth
Retirement TY 2026

Backdoor Roth

Earn too much to fund a Roth IRA directly? A legal backdoor gets you in — contribute to a Traditional IRA, then convert it, since conversions have no income limit. Clear the pro-rata trap and even high earners can lock in tax-free growth for life.

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